Financial Solution

Two Rivers is committed to supporting your Indigenous business with tailored financial assistance such as loans and contributions through our Indigenous Business Financing Program. This is applicable for ventures starting up, looking for expansion or acquisitions within our serviceable area.

If you have a promising business opportunity and need financing to kick-start or make improvements, connect with our team. Our representatives are prepared to guide Indigenous entrepreneurs like you, in exploring all the viable options.

Please be informed that Two Rivers does not provide general business grants.
The contributions included in our financial solutions are part of an all-inclusive package which always accompanies a loan.

Applications received, are scrutinized and approved based on their adherence to sound business principles, to safeguard our capital base. This ensures the continued delivery of our services to the future generations of Indigenous Entrepreneurs.

Loans

Fuel your business growth with tailored financing solutions. Flexible terms and competitive rates are designed for your success. Start building your future today

  • We offer flexible financing up to $1,250,000 for Indigenous Entrepreneurs.
  • Get easy repayment terms with amortization periods of up to 10 years.
  • Interest rates follow a sliding scale based on risk, starting at the Royal Bank of Canada’s prime interest rate.
  • Minimum cash equity of 10%.
  • Get in touch with us for further details.

Why choose Two Rivers

  • Our sole objective is to support Indigenous entrepreneurs.
  • We offer personalized financial solutions catering to the distinctive requirements of Indigenous entrepreneurs. This usually comprises a mix of debt, grants, and other specially designed programs to reinforce Indigenous businesses.
  • Benefit from competitive rates and flexible terms.
  • Gain access to resources to formulate your business plan and triumph.
  • With us, your loan payments find their way back into the Indigenous economy. They can be utilized to fund future generations of Indigenous entrepreneurs.

The application process

Step 1: Get in touch, call us at 519 445-4567 or email us at info@tworivers.ca.

Step 2: Now that you have connected with a member of our team and had an initial discussion, proceed with completing an application.

Step 3: Two Rivers carries out a preliminary screening of the completed application. We assess the eligibility and assess the risk involved. We will then communicate the outcome of our initial review. If it is positive, we will specify the information required to complete our full review, such as at least 2 years of cash flow projections, financial statements (if it an existing business), and a comprehensive business plan.

Step 4: Evaluation phase. In this step, we examine the required documents in further detail. There is a possibility you may be contacted to provide additional information or for clarifications on the information already submitted.

Step 5: Decision-making. Once our assessments are concluded and a decision is reached, we will inform you of the final decision. If your application is approved, we will discuss the subsequent steps necessary to prepare the requisite documentation.

Step 6: Continuous Support. Our dedicated team remains available to provide support during the term of your loan. We are committed to working with you as you navigate the common obstacles novice businesses face.